Rezeki ada di mana mana

Assalammualaikum

Yesterday I read about a Malaysian lady who made it in the US. She started from bottom and risen above all the challenges. 

Alhamdulillah, happy for her. I've always believed that rezeki is everywhere and for everybody. A friend once asked me, should she migrate oversea? I told her, go by all means, if that's where your rezeki brings you, just go.

Just that, I'm a bit put off after reading the article in Malaymail. For all I know, those maybe the reporter's words and not hers.

Because there is another very positive version of the story. So probably it's the reporter who is keen on giving Malaysia and it's people a bad name.

For a start, we don't practice caste. There's no such thing as caste here. Whether you are from the upscale realm of the world or a homeless. 

That mamak is considered as non bumiputra. Well, this one is weird. Reaaallllyyyyy weird. My dad's family hailed from Penang, so I do have family members who are of mamak descent. As far as I'm concern, it stated their race as Malay in their birth cert. Heck, one of my mamak cousin got into MCKK even. 

Well, having said that, just because we are considered bumiputra, that doesn't mean we are spoon fed by the government. Or that we utilized the leverage we have as a bumiputra. Or our succeed because we have the upper hand as bumiputra. 

My husband and I, we have been in financial business for more thana decade now. How time flies. Rest assured, we didn't get any privilege in this business. We paid for our licenses ourself, we funded our own training, pay our own bill. Nope we didn't get government money. It's really not necessary, really. There is no such thing as bumiputra allocation of investors. Or certain amount of policyholders must be given to bumiputra for us to care for and service.

I have a Kelantanese friend, whom, week by week, every weekend will fly in freshly prepared Kelantanese food, cooked in Kota Bharu, to us. Yep, the food are still warm when I get them. Does she  take any government grant to do this. Absolutely no. I'm so proud knowing her. 

While some of us utilized all the specialties given, there are also those who succeed on their own.

Rezeki is everywhere, ready for anybody who are willing to work hard and really believe in rezeki yg halal. I've always believe that rezeki halal is everywhere, in abundance. You just need to reach out your hands for it. 

Cerita org kaya

Saya ni dari keluarga sederhana , ayah skrg cikgu pencen, mak pulak dulu pembantu makmal yg skrg dah pencen. Tu la sikit background story.

First experience yg betul2 berbekas di hati ialah bila ikut my cousin beraya kat rumah belah my uncle. For me, rumah semi D, cantik pulak tu, org kaya la tu. Mula-mula pergi x faham apa sgt. Maklum la sekolah rendah lg, tau mkn, main pastu collect duit raya. Bila dah sekolah menengah dok ikut jugak lg beraya kadang kadang. Masa ni perasan dlm my sampul at least ada puluh2 ringgit every sampul. Back in the 90's puluh puluh ringgit ni kira banyak la ni. Overheard one of the aunties ckp kat my cousin "nanti masuk kolej byk pakai duit kan?", pastu dia bg satu sampul lain kat my cousin. Rupanya dia dapat ratus ratus ok. 

Bila time ni, saya dah pandai persoal semua benda. Antaranya statement yg kalau kaya tu menipu la tu, kalau tak, takkan boleh kaya.

So masa tu terfikir, eh, takkan this family org jahat menipu kot. Dorg nampak baik2 je. Saya ni bukan blood relation pun, tapi dorg pemurah dgn saya. Dorg pemurah dgn student. 

Lagi pun ustazah kat sekolah ajar, Allah itu maha pemurah, Allah itu maha adil, penyayang, yg suka memberi. Ustazah jugak ajar org berniaga tu rezeki 9 kali ganda. 

So statement yg ckp org kaya tu menipu & jahat, mcm contradict semua yg ustazah ajar. Takkan kot.

Takkan jadi muslim yg jujur, beriman, beragama dll ni kena miskin, hidup susah? 

Bukan ke Khalifah Umar tu kaya raya? 

Ok, situ dah start berfikir, mcm tak tally je...

Second experience yg berkesan di hati, masa kerja IBM (aunty yg selalu bg duit raya byk tu jugak yg carikan) back in 2002. Masa tu gaji RM2000, sewa bilik kat taman tun psl tak sanggup pergi kerja 5.30 pagi, 9 pagi baru sampai IBM (naik bus-lrt-bus). 

Saya ni pulak jenis suka simpan duit. So mmg suka berjimat. So bila ramadhan mcm skrg ni, housemate ajak pergi masjid taman tun, mmg on je la. First time pegi, masyaAllah byknye makanan. Macam2 lauk ada, semua sedap2. So masuk la slow2 dgn kawan2. Time berbuka org bagi kurma & air dulu, lepas solat maghrib baru mkn. Sedapnya makanan kat masjid ni. Bila tanya my friend, mana masjid ni dapat duit? Oh, ni semua org2 tmn tun ni yg bersedekah. Istighfar kejap, baiknya dorg. Bukan setakat bersedekah, tapi sedekah yg terbaik dorg mampu. Sayu je masa tu.

Habis terawikh, ada moreh pulak. Sambil2 mkn dgn housemates tu, ada sorg aunty ni bg kitorg lauk bungkus. Dia ckp "bujangkan? Ni bawak balik lauk ni. Ni bukan yg lebih2 org mkn tadi tau. Ni mmg dari periuk. Tak payah la masak utk sahur nanti" saya tgk je wajah aunty tu.

By this time, saya dah buat satu kesimpulan, there is such thing as good, honest, kind hearted rich people. Allah itu maha adil. And I'll strive to be one, insyaAllah

I'm really not good at this catchy subject thingy

Just finished my meeting with an investor.

He said "ko jaga duit aku elok2 tau liya. Ni je la harapan aku nak pencen"

I looked him directly into his eyes, he has that hopeful look, really hopeful.

I said in return "if this investment is your only hope, you are in a lot of trouble. What you have with me now is not enough (to retire)"

Why? Upon his retirement in about 6 years, he will have about RM320k (approximate, and just a projection) . That's why it's a dire situation. RM320k in 2020 that is supposed to last for the next 25 years.

"For your sake, I do hope that your business will start to take a positive turn very soon. I sincerely pray for that" 

This is a sad sad sad situation, someone who has been in employment half of his life. Started his own business with an rm90m project but didn't manage to make profit because of LAD (construction people understand this). Only to find himself almost 50 years old now, having to start everything all over again.

"Want to do a business that needs only RM300 capital, and a very thick skin like 5 feet thick?"

"What?"

"Join me"

"Eeee x boleh la liya, aku x reti la mcm tu"

"Then, why don't you start something that needs low capital, maybe your daughter or wife could manage it? Something that need about 1-2k only?"

"What?"

"Online business la, you jual tudung or baju. X payah stock byk2 awal2 ni. Satu design ada 5 pieces for every color pun ok. Yang penting selalu keluar design baru & byk color choices"

"Alaaaa ni business org muda2"

"Takpe, you pikir dulu, nanti kalau rasa nak buat bgtau, I boleh advice. I kenal you dah lama"

With that we ended our meeting. I get another 6 years agreement to monitor his existing fund until he retires. 

I sincerely hope everything gets better for him. Rezeki tu rahsia Allah, mcm2 boleh jadi. Esok lusa boleh tiba-tiba dia jadi multi millionaire kan. Takde ape yg impossible. 

Azfar & happy afternoon

eh, kata happy afternoon tapi nangis. Lol!!! Tadi happy la, lari lari kat playground. Both mommy & abi main sama. Pastu bila time nak balik...

business shawls

On a happy note, alhamdulillah 4 designs shawls dah siap. Gambar pun dah ambik, tinggal edit sket2, pastu boleh la update website.

On a darker note, sorg tailor ni dah berbulan tempah shawls takat 30 helai, tak dapat2 lg. ade je alasan bile nak jumpe.

The kinder me think, oh kesiannye die byk problems.

But the other side of me fikir, betul ke ada masalah or nak main lari lari ni?

Asal mmg die dah jahit, tapi result ya Rabbi!!! Mcm org baru belajar jahit!!! Die janji nak repair, so sejak tu la tak dapat2 balik shawls tu. 

Takpe lah, ambik as pengalaman.

tapi, report kat polis, tetap report, if by end of this week tak dapat2 lg shawls or ganti rugi kain dan duit deposit (kalau kain tu sebenarnye dah rosak, sebabtu die main tarik tali).

*btw, tailor ni sorg je yg ambik deposit. Org lain takde pun. Tapi die sorg je la pun dah berbulan tak siap2

Frozen

Don't let them in

Don't let them see

Conceal 

don't feel

Don't get hurt 

Don't cry

Frozen

To Melaka we go

Lately ni rasa macam banyak perkara nak tulis. Hari ni bawa azfar pergi Melaka, for a cousin's wedding. Bibik pun tagged along.

Tapi lupe pulak nak ambik gambar azfar seronok naik bot. Selalunye mmg akan record je all his antics. Seronok ada anak ni. Of course ada la masa kita marah or sedih etc. but most of the time, sejuk hati tgk muka anak. Lagi lagi pulak time dia tidur, nampak peaceful. Memang la time tido je la pun yg azfar will stay put long enough to look peaceful sebenarnye. Time lain, ade je project dia nak buat. 

On a different note, I learnt something new, just because you trusted someone, you will still have to make a deal dgn orang tu, what's in it for us and our team. Takde la, project dah jalan, the other party dah reap the gains tapi kita still taktau pun ape yg kita dapat. Sedangkan duit dah keluar, masa dah habis, badan dah penat. Entah entah, ape yang dapat nanti tak boleh pun balik modal. Orang lain punye project, sah sah orang lain yg dapat nama. Tapi at least I would love for our team to gain benefit since keringat kitorg pun dikerah.

Berserah je la...

I'm taking it as a lesson learned

And a good experience

Lepas ni focus kat project sendiri je, insyaAllah lebih menguntungkan team ni. And takde la tergantung mcm ni, taktau ape status.